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Filene Research Institute Report: Interchange Regulation: Implications for Credit Unions

In Interchange Regulation: Implications for Credit Unions, author Adam Levitin builds on his previous research to dissect the Dodd- Frank Act and, in particular, the Durbin amendment affecting debt interchange. The report argues that the amendment will push down the approximately $17B in debit interchange paid to issuing financial institutions every year which will cause growing credit union debt and rising costs to consumers and institutions alike.

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