Interchange helps make it possible for community banks and credit unions to offer card products to people like you.

Smaller banks and credit unions are able to stay on an equal footing with large banks, thanks in large part to the revenue they receive from interchange.

Community banks and credit unions have been making news about how they help their customers. Read more about it »

Interchange legislation would make credit more expensive for customers of these small institutions, and would reduce their rewards.

In this economic downturn, we simply cannot afford to threaten a major, healthy source of revenue for thousands of smaller institutions across the country.

Hear directly from community banks and credit unions about how they would be harmed by interchange regulation »

Similar legislation has already harmed small financial institutions in Australia.

When regulators forced down interchange fees in Australia, price controls resulted in less competition, barriers to smaller bank competition, and diminished investment and innovation.

Learn more about failed interchange regulation in Australia, and see how it hurt consumers »

Tell Congress not to limit this important source of revenue that helps small businesses in your community survive.

Tell Congress to vote “No” on interchange legislation »